.op-cards{display:grid;gap:18px}.op-card{padding:20px;border:1px solid #c8d8cc;border-top:5px solid #b87500;border-radius:16px;min-width:0}.op-card+ .op-card{border-top-color:#1c5d27}.op-card h3{color:var(--green);font-size:23px;margin:12px 0}.op-card .row{align-items:baseline}.op-card .row strong{font-size:18px}.op-card p{font-size:14px;color:#526057}.op-card button{margin-top:18px}.op-legend{display:flex;flex-wrap:wrap;gap:16px;font-weight:700;font-size:14px}.op-legend span:first-child{color:#627066}.op-legend span:nth-child(2){color:#8a5900}.op-legend span:nth-child(3){color:#1c5d27}#op-chart{width:100%;display:block;margin-top:20px}#op-details summary{font-size:18px;font-weight:800;color:var(--green);cursor:pointer;padding:16px 0}#op-details{scroll-margin-top:150px}#op-result{scroll-margin-top:150px;min-width:0}.op-table-wrap{max-width:100%;overflow:auto;border:1px solid #dce5dd;border-radius:12px;margin-top:15px;max-height:560px}.op-table-wrap table{border-collapse:collapse;white-space:nowrap;width:100%;font-size:14px}.op-table-wrap th,.op-table-wrap td{padding:12px;border-bottom:1px solid #dce5dd;text-align:right}.op-table-wrap th{background:#edf4ee;color:#17451d}.op-table-wrap thead th{position:sticky;top:0}.op-table-wrap caption{text-align:left;padding:12px;font-weight:700;color:#17451d}.privacy-link{border:0;padding:0;text-decoration:underline;background:none;color:var(--green);font:inherit;cursor:pointer}.tools-footer{max-width:1180px;margin:30px auto;padding:24px;border-top:1px solid #cbd8ce;color:#526057;display:flex;flex-wrap:wrap;justify-content:space-between;gap:14px;font-size:14px}#privacy .panel{max-width:850px;margin:auto}#privacy h2{font-size:23px;margin-top:28px}#privacy a{color:var(--green);overflow-wrap:anywhere}#overpayment .grid{grid-template-columns:minmax(280px,.8fr) minmax(0,1.2fr)}@media(min-width:1700px){.op-cards{grid-template-columns:1fr 1fr}}@media(max-width:850px){#overpayment .grid{grid-template-columns:1fr}.op-card{padding:16px}.op-card .row{display:block}.op-card .row strong{display:block;text-align:left;margin-top:4px}.op-legend{gap:8px 14px}#op-result{scroll-margin-top:150px}}
#hub .card{display:flex;flex-direction:column;align-items:flex-start;min-width:0}
#hub .card p{min-height:0;margin-bottom:24px}
#hub .card>.cta{margin-top:auto;width:100%;min-height:52px}
#hub .docs .cards{grid-template-columns:repeat(2,minmax(0,1fr))}
.op-contact{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:32px;align-items:center}
.op-contact h2{line-height:1.2;margin-bottom:16px}
.op-contact p{margin-bottom:0}
.op-contact-actions .cta,.op-contact-actions .secondary{width:100%;min-height:52px;text-align:center}
.op-contact-actions .secondary{background:transparent;color:white;border-color:#b2cdb8;margin-top:18px;font-size:14px}
.op-contact .op-contact-note{color:#e1ede3;font-size:14px;line-height:1.5;margin:16px 0 0}
@media(max-width:850px){#hub .docs .cards,.op-contact{grid-template-columns:1fr}.op-contact{padding:24px 20px;gap:24px}}
#refi .lead-action-card .cta{min-height:62px;font-size:20px;line-height:1.3}
@media(min-width:851px){#refi .lead-action-card{padding:28px}#refi .lead-action-card h3{font-size:28px}#refi .lead-action-card>p:not(.lead-privacy){font-size:16px}#refi .lead-action-card .cta{min-height:68px;margin-top:22px;font-size:22px}}
@media(min-width:1051px){#refi .leadbox{grid-template-columns:minmax(0,.9fr) minmax(0,.85fr) minmax(0,1.25fr);gap:24px}#refi .lead-copy h2{font-size:28px}#refi .lead-intro{font-size:16px}#refi .lead-docs li{font-size:16px}#refi .lead-action-card{display:flex;flex-direction:column;justify-content:center}}
.premium-callout .checklist-contact-note{margin-top:18px;font-size:14px;line-height:1.5;color:#e1ede3;font-weight:400}
.tools-footer a{color:var(--green);font-weight:700;text-decoration:none}